* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  color: #1a2a3a;
  background: #f4f7fa;
  line-height: 1.7;
}

header {
  background: #0a2540;
  color: #fff;
  padding: 0 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
  position: sticky;
  top: 0;
  z-index: 100;
}

header .logo {
  font-size: 1.4rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  color: #fff;
  text-decoration: none;
}

header .logo span { color: #3b9eff; }

nav a {
  color: #c8d8e8;
  text-decoration: none;
  margin-left: 1.8rem;
  font-size: 0.9rem;
  transition: color 0.2s;
}

nav a:hover { color: #fff; }

/* Hero */
.hero {
  background: linear-gradient(135deg, #0a2540 0%, #0d3b6e 60%, #1a5a9e 100%);
  color: #fff;
  text-align: center;
  padding: 6rem 2rem 5rem;
}

.hero h1 {
  font-size: 3rem;
  font-weight: 800;
  margin-bottom: 1rem;
  letter-spacing: -0.02em;
}

.hero h1 span { color: #3b9eff; }

.hero p {
  font-size: 1.2rem;
  color: #a8c8e8;
  max-width: 560px;
  margin: 0 auto 2.5rem;
}

.badges {
  display: flex;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;
}

.badge {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  color: #fff;
  padding: 0.55rem 1.2rem;
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 500;
}

/* Features */
.features {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
  max-width: 960px;
  margin: 0 auto;
  padding: 4rem 2rem;
}

.feature-card {
  background: #fff;
  border-radius: 12px;
  padding: 2rem;
  box-shadow: 0 2px 12px rgba(0,0,0,0.06);
}

.feature-card .icon {
  font-size: 2rem;
  margin-bottom: 0.8rem;
}

.feature-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
  color: #0a2540;
}

.feature-card p {
  font-size: 0.9rem;
  color: #4a6070;
}

/* Legal pages */
.legal-hero {
  background: #0a2540;
  color: #fff;
  padding: 3.5rem 2rem 3rem;
  text-align: center;
}

.legal-hero h1 { font-size: 2rem; font-weight: 700; }
.legal-hero p { color: #7aa8c8; margin-top: 0.5rem; font-size: 0.9rem; }

.legal-content {
  max-width: 780px;
  margin: 0 auto;
  padding: 3rem 2rem 5rem;
  background: #fff;
}

.legal-content h2 {
  font-size: 1.15rem;
  font-weight: 700;
  color: #0a2540;
  margin: 2.2rem 0 0.6rem;
  padding-top: 1.5rem;
  border-top: 1px solid #e8eef4;
}

.legal-content h2:first-child { border-top: none; margin-top: 0; padding-top: 0; }

.legal-content p, .legal-content li {
  font-size: 0.95rem;
  color: #3a4f60;
  margin-bottom: 0.6rem;
}

.legal-content ul {
  padding-left: 1.4rem;
  margin-bottom: 0.8rem;
}

.legal-content a { color: #1a6aaa; }

/* Footer */
footer {
  background: #0a2540;
  color: #7aa8c8;
  text-align: center;
  padding: 2rem;
  font-size: 0.85rem;
}

footer a { color: #3b9eff; text-decoration: none; margin: 0 0.6rem; }
footer a:hover { text-decoration: underline; }

.footer-links { margin-top: 0.5rem; }